Mortgage Calculators

Becoming a homeowner can be very exciting, but it’s not always the best decision for everyone. Before buying a home, such as a house or a condo, make sure you consider all costs.

According to Canada Mortgage and Housing Corporation (CMHC), your monthly housing costs should not be more than about 39% of your gross (before deductions) monthly income. These costs include your mortgage payments, property taxes and heat costs.

Your entire monthly debt load should not be more than 44% of your gross monthly income. This includes your mortgage payments and all your other debts, such as loan or credit card payments.

Click here for Government of Canada, Mortgage Requirements

Click here for Government of Canada, Mortgage Qualifier Tool

Click here for Canada Mortgage and Housing Corporation

Click here for Residential Mortgage Rates

Click here for Mortgage Calculator

Click here for Refinance Calculator

Click here for Amortization Calculator

Click here for RBC Commercial Mortgages

Click here for Commercial Land Transfer Calculator

Click here for Residential Land Transfer Calculator

Mortgage Calculator

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